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Our Team


Gary Badesha


For the past 3 years, Gary has been a managing partner and broker with Volterra. His prior 8 years of work experience with Scotia as a financial advisor and mobile mortgage specialist has prepared him to make your mortgage process seamless and accessible. In his spare time, Gary loves golfing, traveling, and spending time with his beautiful wife.

Aaron Nirpat


Aaron has accumulated an impressive 20+ years of experience in the financial industry working at major banks such as Vancity, TD, and Scotiabank. When he is not advising clients about mortgages, or earning himself the title of top performer at major banking institutions, Aaron is a huge family man. He loves to watch his two kids, Liam and Sophia, play sports alongside his wife Tanya. Aaron is an avid traveler, loves to be outdoors, and enjoys playing golf in the summertime. As a loyal Vancouverite, he is obviously also a fan of the Canucks.

Raj Mundi


Having lived and worked in the Lower Mainland, Fraser Valley, and the BC Interior Markets his whole life, Raj has long term relationships with lenders that ensure his clients are matched with their perfect financing partner. Raj’s clients include developers, owner operators, investors, and operating companies. <br> <br> At Volterra, he is excited to be doing what will probably sound very complicated to anyone reading this bio—structuring debt solutions to further borrowers investment objectives while advising on all asset classes across the debt stack which include senior, stretched senior, and mezzanine financing. See? Prior to joining the Volterra team, Raj held senior positions within large Canadian Financial Institutions focusing on corporate and commercial clients in general and specialized industries. All of this to say— with Raj you’re in good hands!

Parm Johal


With 18 successful years of experience in banking, lending, and sales, it’s no surprise that Parm has an assortment of awards adorning his shelves. We are so happy to have him as a managing partner and broker for the past 3 years at Volterra. In his spare time, Parm runs the gamut of exercise and fitness activities—from yoga to boxing and all things in between! In his other spare time, he loves to read, eat good food, and spend time with his family.

Jaspal Sihota


Jaspal graduated from BCIT with a dual major in finance and accounting. He has been in the field for over 8 years—5 years with Scotiabank and 3 years as a Mortgage Broker. Jaspal is equipped with the extensive knowledge and experience to assist you with the best product available for your situation. When he isn’t analyzing and approving mortgages, he enjoys traveling, spending time with friends and family, playing sports, and is a die-hard Canucks fan.

Mortgage Advisors

Sim Dhaliwal

Mortgage Advisor

Sim's a seasoned mortgage professional with a career that spans over a decade. Throughout his career, Sim has consistently maintained a client-focused approach, while educating his clients throughout the mortgage process. In September 2023 he took an exciting step forward as he joined the team at Volterra Capital Corp. His impressive track record, transparency, and dedication to client satisfaction make him a trusted name in the industry. Outside of the office Sim is usually spending time with his family and friends.

Ashley Cornwell

Mortgage Advisor

Ashley earned her mortgage broker license in 2009 from Sauder school of business. Armed with over 15 years of experience in the mortgage industry - 2 as a broker and 12 as a mortgage specialist for Scotiabank, she is a brilliant addition to the Volterra team. <br> <br> In her downtime, she takes care of her two beautiful dogs, Luci and Turk (Ashley takes being a dog mom very seriously). She also loves to cook, read, and travel. In her previous job as a rehabilitation assistant, she learned to speak some Punjabi and German words. All this to say, there's truly nothing Ashley can't do!

Pammi Bhatti

Mortgage Advisor

As a UBC Sauder Mortgage Banking Alumni and having worked at Lifelabs for 7 years, Pammi has all the characteristics to excel as a Mortgage Broker. She is a passionate stay-at-home mom with two kids. As a true wonder woman, she spends whatever downtime she can find baking, gardening, and traveling.

Sukhjot Bains

Mortgage Advisor

As a former standout athlete, Sukhjot was recognized as the B.C high school player of the year in 2014, played Division 1 basketball at the University of Wisconsin—Green Bay, and played professional ball in Sweden. After concluding his athletic journey, Sukhjot entered the financial world and went on to receive a Bachelor’s Degree in Integrated Studies and an Associates Degree in Finance at the University of Fraser Valley. Leveraging his financial expertise, Sukhjot decided to make the transition into the real estate industry through attending the UBC Sauder Mortgage Broker program. He is now a proud member of the BCFSA.

Saveena Mukhija

Mortgage Advisor

Having been a Mortgage Broker for 3 years now, Saveena is a UBC Sauder Alumni with an impressive 18 years of customer service experience. A natural born problem solver and people person, Saveena loves to help people resolve their financial issues. In her free time, she loves to travel and watch movies.

Prab Gakhal

Mortgage Advisor

With a diploma in Health Sciences, Prab started his career working in healthcare for 14 years as a Registered Respiratory Therapist but later discovered his real passion was in real estate. Now, he has over 10 years of experience in real estate investment, 2 years as a mortgage broker, and 2 years as a contractor. Despite all these working years, Prab isn’t as old as this bio seems to suggest. As an athlete all his life, Prab still enjoys a good game of basketball, ball hockey, and golf.

Bill Yeung

Mortgage Advisor

Bill is a licensed and accredited Mortgage Broker with over 30 years of experience in the financial industry. Since his start in the mortgage industry in 1997, Bill has gained extensive knowledge in residential, construction and commercial mortgages including agricultural properties. Look for Bill in our office wearing his signature cowboy hat—you can’t miss him.

Raj Gill

Mortgage Advisor

Jag Nahal

Mortgage Advisor

With 20+ years of insurance and financial experience. Jag is excited to join the Volterra team expand his expertise into mortgages. He is passionate about finance, real estate and helping his clients in every way he can. When he’s not working, Jag loves to spend time with his wife traveling, hiking, exploring new places and restaurants and is an avid antique collector.

Jasneet Sidhu

Mortgage Advisor

I am a registered therapeutic counselor and a part-time therapist who completed a mortgage broker license at UBC Sauder and held the license for three years. With experience working as an underwriter for both an independent broker and a bank, I have gained insights into both worlds. In my free time, I enjoy reading, binge-watching shows, and trying out new food places.

Gagan Hayer

Mortgage Advisor

I have a diploma in financial management from BCIT and have completed appraisal, real estate, and mortgage broker courses through the Sauder School of Business, along with a degree in general studies from Athabasca University. As a sports fan, my favorite sport is the NFL, and I play in a touch football league. I love going to the gym and being active, and I enjoy helping people. Professionally, I have worked in a bank for a year, in accounting for five years, for the government (CRA) for a year, and as an appraiser for eight years.

Suhel Bhatia

Mortgage Advisor

I am a Chartered Accountant from India with over 10 years of experience in Accounting and Finance. My extensive background in the finance field inspired me to transition into the Mortgage Industry as a Mortgage Broker. I hold a Bachelor's of Commerce (Hons) and an MBA Diploma in Banking and Finance. Additionally, I have worked for 4 years at Ernst and Young. In my free time, I enjoy playing cricket, which keeps me active and competitive. I have a passion for traveling, as it allows me to explore new cultures and broaden my horizons. I also love savoring quality food, appreciating diverse cuisines and culinary experiences.


Susan Dhaliwal

Office Manager

With over 5 years of experience in the financial industry with specification in truck/trailer financing, Susan has been with Volterra Capital for over 2 years. As the Office Manager, she keeps everybody on schedule and ensures the office runs smoothly. When she’s not at the front desk kindly answering emails, phone calls, greeting clients, and keeping the whole Volterra team in check, Susan loves to spend time with friends, family, and creating DIY crafts.

Jennifer Pereira

Mortgage Assistant

Our can-do-it-all mortgage assistant Jennifer has a Bachelors in Psychology and a Computer Systems Technician diploma. With over 3 years in the mortgage field under her belt, she manages Volterra’s high volume loan paperwork, juggles customer relation targets, and reviews and validates applicant histories.

Gagan Gill

In-House Notary

Gagan was commissioned as a Notary Public after completing her Masters in Applied Legal Studies from Simon Fraser University. Prior to becoming a Notary Public, Gagan completed her Bachelor's of Commerce degree with a specialization in Finance at the University of British Columbia. When she’s not in the office, Gagan enjoys doing self-care activities such as yoga, eating good food, traveling, and spending quality time with her family, friends, and her adorable puppy (aka the Volterra mascot) Singhy.

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